Sampo Oyj (OSTO:SAMPO SEK) Cyclically Adjusted PS Ratio: 2.58 (As of Aug. 12, 2026) — Near Median

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OSTO:SAMPO SEK Sampo Oyj OSTO:SAMPO SEK
65 GF Score
Price kr103.45
GF Value kr105.98
Valuation Fairly Valued
! 1 Warning Sign
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What is Sampo Oyj Cyclically Adjusted PS Ratio?

Sampo Oyj OSTO:SAMPO SEK -1.43% 65 Cyclically Adjusted PS Ratio is 2.58 as of Aug. 12, 2026, which is 8% below its 10-year median of 2.79. GuruFocus rates OSTO:SAMPO SEK with a GF Score™ of 65/100 and a GF Value™ of kr105.98 (Fairly Valued). The stock has 1 warning sign investors should review. Among 416 Insurance companies, Sampo Oyj ranks worse than 80.29% on this metric.

As of today (2026-08-12), Sampo Oyj's current share price is kr103.45. Sampo Oyj's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was kr40.15. Sampo Oyj's Cyclically Adjusted PS Ratio for today is 2.58.

The historical rank and industry rank for Sampo Oyj's Cyclically Adjusted PS Ratio or its related term are showing as below:

OSTO:SAMPO SEK' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.84   Med: 2.79   Max: 3.83
Current: 2.62

During the past years, Sampo Oyj's highest Cyclically Adjusted PS Ratio was 3.83. The lowest was 1.84. And the median was 2.79.

OSTO:SAMPO SEK's Cyclically Adjusted PS Ratio is ranked worse than
80.29% of 416 companies
in the Insurance industry
Industry Median: 1.205 vs OSTO:SAMPO SEK: 2.62

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Sampo Oyj's adjusted revenue per share data for the three months ended in Mar. 2026 was kr12.778. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is kr40.15 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sampo Oyj  (OSTO:SAMPO SEK) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Sampo Oyj Cyclically Adjusted PS Ratio Related Terms


Sampo Oyj Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Sampo Oyj's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sampo Oyj Cyclically Adjusted PS Ratio Chart

Sampo Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.93 2.98 2.52 2.37 2.94

Sampo Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.64 2.70 2.82 2.94 2.55

OSTO:SAMPO SEK vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Sampo Oyj's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sampo Oyj Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sampo Oyj's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sampo Oyj's Cyclically Adjusted PS Ratio falls into.


OSTO:SAMPO SEK
65GF Score
Sampo Oyj OSTO:SAMPO SEK
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sampo Oyj Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Sampo Oyj's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=103.45/40.15
=2.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sampo Oyj's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Sampo Oyj's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=12.778/124.6700*124.6700
=12.778

Current CPI (Mar. 2026) = 124.6700.

Sampo Oyj Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 4.925 100.390 6.116
201609 4.569 100.540 5.666
201612 5.931 101.020 7.320
201703 7.368 100.910 9.103
201706 5.240 101.140 6.459
201709 4.323 101.320 5.319
201712 7.247 101.510 8.900
201803 9.192 101.730 11.265
201806 8.102 102.320 9.872
201809 7.513 102.600 9.129
201812 3.559 102.710 4.320
201903 14.366 102.870 17.410
201906 8.882 103.360 10.713
201909 8.791 103.540 10.585
201912 0.200 103.650 0.241
202003 3.075 103.490 3.704
202006 12.479 103.320 15.058
202009 8.775 103.710 10.548
202012 7.354 103.890 8.825
202103 14.957 104.870 17.781
202106 11.985 105.360 14.182
202109 8.249 106.290 9.675
202112 1.040 107.490 1.206
202203 7.385 110.950 8.298
202206 3.531 113.570 3.876
202209 6.755 114.920 7.328
202212 9.090 117.320 9.659
202303 12.978 119.750 13.511
202306 8.548 120.690 8.830
202309 7.983 121.280 8.206
202312 8.860 121.540 9.088
202403 15.201 122.360 15.488
202406 10.357 122.230 10.564
202409 12.702 122.260 12.952
202412 8.849 122.390 9.014
202503 13.621 123.010 13.805
202506 11.756 122.530 11.961
202509 12.150 122.880 12.327
202512 11.744 122.670 11.935
202603 12.778 124.670 12.778

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.58 mean?
Sampo Oyj (OSTO:SAMPO SEK) has a Cyclically Adjusted PS Ratio of 2.58 as of Aug. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sampo Oyj and its competitors. This is near median its historical median of 2.79. Over the past decade, Sampo Oyj's Cyclically Adjusted PS Ratio has ranged from 1.84 to 3.83. According to the industry distribution chart, Sampo Oyj ranks #334 out of 416 companies in the Insurance industry, placing it in the top 80.3%.
Is Sampo Oyj's Cyclically Adjusted PS Ratio too high?
Sampo Oyj's current Cyclically Adjusted PS Ratio of 2.58 is near median its 10-year median of 2.79. Over the past 10 years, this metric has ranged from a low of 1.84 to a high of 3.83. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. Sampo Oyj's value of 2.58 is 114.1% above this industry median. Based on the distribution chart, Sampo Oyj ranks #334 out of 416 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sampo Oyj has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sampo Oyj ranks #334 out of 416 companies for Cyclically Adjusted PS Ratio. This places Sampo Oyj in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. Sampo Oyj's value of 2.58 is 114.1% above this benchmark. Historically, Sampo Oyj's own Cyclically Adjusted PS Ratio has ranged from 1.84 to 3.83 over the past decade. While the company's 10-year median is 2.79 vs. the industry median of 1.21, Sampo Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sampo Oyj's current Cyclically Adjusted PS Ratio of 2.58 is 114.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sampo Oyj and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sampo Oyj's current Cyclically Adjusted PS Ratio is 2.58, which is near median its own 10-year median of 2.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Based on GuruFocus' analysis, Sampo Oyj (OSTO:SAMPO SEK) is currently considered Fairly Valued. The stock's GF Value™ is kr105.98, compared to a current price of kr103.45 — trading 2.4% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.58, which is near median its 10-year median of 2.79 and 114.1% above the Insurance industry median of 1.21. Sampo Oyj's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Sampo Oyj (OSTO:SAMPO SEK), the current Cyclically Adjusted PS Ratio is 2.58 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sampo Oyj (OSTO:SAMPO SEK) Overvalued in 2026?

Based on GuruFocus' analysis, Sampo Oyj stock appears to be undervalued. The current stock price of kr103.45 is trading 2.4% below its estimated GF Value™ of kr105.98. GuruFocus considers Sampo Oyj to be Fairly Valued.

Key valuation signals for OSTO:SAMPO SEK:

  • Cyclically Adjusted PS Ratio: 2.58 (near median its 10-year median of 2.79)
  • GF Value™: kr105.98 vs. price of kr103.45 (2.4% below fair value)
  • GF Score™: 65/100 with 1 warning sign
  • Industry Position: 114.1% above the Insurance median (#334 of 416)

No single metric tells the full story. See the OSTO:SAMPO SEK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sampo Oyj Business Description

Address Fabianinkatu 21, Helsinki, FIN, 00130
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
65GF Score

Get the complete analysis for OSTO:SAMPO SEK

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr103.45
Price
kr105.98
GF Value